INSURANCES

Insurance and Vehicle Incident Protection charges are an important part of the motorhome rental process. We strongly recommend you review the full details of El Monte RV terms & Conditions.

The following insurances are included in all El Monte RV motorhomes standard rental rates.

The Vehicle – Vehicle Incident Protection (VIP)

• The VIP coverage reduces the renters responsibility from $5,000 to $700 per occurrence, the rate for this is included in the rental prices. At all times the renter is responsible for up to $700 per occurrence as a deductible.

• El Monte RV motorhomes maintains insurance coverage for liability claims, property damage and/or personal injuries resulting from the operation of an El Monte vehicle. The coverage provides third party legal limits to protect the renter and authorise driver’s, but is limited to the minimum financial limits determined by the US state or Canada province in which the incident occurred. Claims in excess of the state or province limits may arise. These claims are the responsibility of the renter and El Monte RV motorhomes assumes no responsibility for such liability claims unless the client has purchased the Supplemental Liability Insurance (SLI).

• Jurisdiction USA and Canada. This provides SLI excess auto liability insurance that protects the renter for the difference between the underlying insurance and up to $1,000 000 against claims by a third party for bodily injury and or property damage sustained as a result of an accident. Note there is no deductible with the SLI.